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Chinese Lesson: How to talk about Money
 
Money isn’t everything, but it does play a huge part in our lives. Do you know how to talk about it in Chinese?
 
Vocabulary Terms for Cash, Currency, Money and More
货币 (huòbì) — currency
钱 (qián) — money
现金 (xiànjīn) — cash, ready money
钞票 (chāopiào) — banknote, paper money, (money) bill
硬币 (yìngbì) — coin
零钱 (língqián) — small change, loose change
元 (yuán) — monetary unit
块 (kuài) — informal form of 元, more common in conversation
角 (jiǎo) — 0.1 yuan, 10 cents/pennies, dime
毛 (máo) — informal form of 角, more common in conversation
分 (fēn) — 0.01 yuan, 1 cent/penny
钱包 (qiánbāo) — wallet
零钱包 (líng qiánbāo) — coin purse
 
When discussing price, you might’ve noticed native speakers switching between 元 and 块. This is similar in the United States, where you might switch between “dollars” and “bucks,” or in the UK where they’d use “pounds” and “quid” interchangeably.
While 块 is considered the informal version of 元, it’s more commonly used than 元 in everyday situations.
So, if you want to say ¥50, you can either say:
五十元 (wǔshí yuán)
五十块 (wǔshí kuài)
 
Here are the options of payment when going cashless:
借记卡 (jiè jì kǎ) — debit card
信用卡 (xìnyòngkǎ) — credit card
Visa卡 (visa kǎ) — Visa card
万事达卡 (wànshìdá kǎ) — MasterCard
支付宝 (zhīfùbǎo) — Alipay
微信支付 (wēixìnzhīfù) — WeChat Pay
 
To pay by card, simply say:
我要刷卡 (wǒ yào shuākǎ), which literally means you want to swipe your card.
To ask if the above cashless payments are available, you’d just tack on 可以吗 (kěyǐ ma) after saying your preferred payment.
For example, if you want to ask, “Do you accept WeChat Pay?” or “Can I pay by WeChat?” you’d say:
微信可以吗? (wēixìn kěyǐ ma?)
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